FinTech Development That Drives
Financial Innovation
Secure, compliant, and scalable financial technology solutions. From digital banking to payment platforms, we build FinTech products that users trust and regulators approve.
Transforming Financial Services Through Technology
The financial industry is evolving rapidly, and customers demand seamless digital experiences. We build secure, compliant FinTech solutions that meet stringent regulatory requirements while delivering exceptional user experiences. From mobile banking apps to blockchain platforms, our expert developers understand both the technical complexity and regulatory landscape of financial technology.
With deep expertise in PCI-DSS, SOC 2, GDPR, and financial compliance standards, we’ve helped banks, startups, and financial institutions launch products that process billions in transactions securely.
Our FinTech Expertise
Digital Banking & Neobanks
Build modern banking experiences that rival traditional institutions. Mobile-first design, real-time transactions, and personalized financial insights.
Features We Build:- Account management and statements
- Instant money transfers
- Bill payments and scheduling
- Budgeting and spending analytics
- Credit score monitoring
- Multi-currency accounts
- Card controls and freeze
- Biometric authentication
- Push notifications for transactions
Compliance: FDIC, PCI-DSS, SOC 2, GLBA
Payment Processing & Digital Wallets
Secure payment solutions with instant processing, fraud detection, and seamless checkout experiences.
Features We Build:- QR code payments
- NFC/contactless payments
- P2P money transfers
- Split payments
- Recurring billing
- Multi-payment method support
- Transaction history
- Receipt management
- Refund processing
Compliance: PCI-DSS Level 1, PSD2, Strong Customer Authentication
Investment & Trading Platforms
Powerful trading applications with real-time market data, portfolio management, and automated trading capabilities.
Features We Build:- Real-time stock quotes
- Portfolio tracking and analytics
- Buy/sell order execution
- Watchlists and alerts
- Market news and research
- Robo-advisory features
- Tax loss harvesting
- Social trading features
- Advanced charting tools
Compliance: SEC, FINRA, MiFID II
Lending & Credit Platforms
Digital lending solutions streamline loan applications, credit decisions, and repayment management.
Features We Build:- Instant loan applications
- Credit scoring integration
- Document upload and verification
- Automated underwriting
- Loan calculators
- Payment scheduling
- Collections management
- Credit reporting
- KYC/AML verification
Compliance: Fair Lending Laws, TILA, ECOA
Cryptocurrency & Blockchain
Secure crypto trading platforms, wallets, and DeFi applications built on blockchain technology.
Features We Build:- Multi-currency wallets
- Crypto trading and exchange
- DeFi protocol integration
- NFT marketplace features
- Staking and yield farming
- Cold storage integration
- Transaction tracking
- Portfolio analytics
Compliance: FinCEN, AML/KYC, FATF guidelines
Insurance Technology (InsurTech)
Modern insurance platforms that simplify policy management, claims processing, and customer service.
Features We Build:- Instant quote generation
- Policy comparison tools
- Digital policy management
- Claims submission and tracking
- Document management
- Premium payment processing
- Agent/broker portals
- Telematics integration
Compliance: State insurance regulations, HIPAA
Security & Compliance
Industry-Leading Security
We implement military-grade security measures to protect sensitive financial data and transactions.
Security Features:- End-to-end encryption (AES-256)
- Multi-factor authentication
- Biometric authentication (Face ID, fingerprint)
- SSL/TLS encryption
- Secure API communication
- Data encryption at rest
- Regular penetration testing
- Real-time fraud detection
- Session management
- Secure key storage
Regulatory Compliance
Full compliance with financial regulations across multiple jurisdictions.
- PCI-DSS - Payment card industry data security
- SOC 2 Type II - Security and privacy controls
- GDPR - European data protection
- CCPA - California consumer privacy
- KYC/AML - Know Your Customer & Anti-Money Laundering
- GLBA - Gramm-Leach-Bliley Act
- FDIC - Federal Deposit Insurance Corporation
- SEC/FINRA - Securities regulations
- PSD2 - Payment Services Directive 2
- ISO 27001 - Information security management
Key Technologies We Use
Backend & APIs
Node.js, Python, Java, Microservices architecture, RESTful APIs, GraphQL, gRPC
Databases
PostgreSQL, MongoDB, Redis caching, Distributed databases, ACID compliance
Cloud Infrastructure
AWS Financial Services, Google Cloud, Azure Government, Multi-region deployment
Payment Integration
Stripe, Plaid, Dwolla, Marqeta, Checkout.com, PayPal, Square
Blockchain
Ethereum, Bitcoin, Solidity, Web3.js, Smart contracts, Hyperledger
Security Tools
OAuth 2.0, JWT, HashiCorp Vault, AWS KMS, Encryption libraries
FinTech Solutions We Deliver
Mobile Banking Apps
Native iOS and Android apps with full banking functionality, instant notifications, and seamless UX.
Payment Gateway Integration
Custom payment processing solutions with multiple payment methods and fraud prevention.
Trading Platforms
Web and mobile trading applications with real-time data, advanced analytics, and order execution.
Crypto Wallets
Secure cryptocurrency wallets with multi-coin support and cold storage integration.
Loan Management Systems
End-to-end lending platforms from application to service with automated workflows.
Success Stories
FinFlow - Digital Banking App
Challenge: Regional banks need modern mobile banking to compete with neobanks
Solution:- Native iOS/Android apps with Swift and Kotlin
- Real-time transaction processing
- AI-powered budgeting insights
- Biometric authentication
- Integration with legacy core banking system
- 300,000+ downloads in 6 months
- 4.8-star rating on both platforms
- 65% user retention after 30 days
- 40% reduction in branch visits
- $50M in mobile transactions in Q1
- Featured by Apple in Finance category
- SOC 2 Type II certified
Tech Stack: Swift, Kotlin, Node.js, PostgreSQL, AWS, Plaid API
PayFlow - Digital Wallet Platform
Challenge: Startup needed mobile wallet with instant P2P transfers and bill payment
Solution:- React Native app for iOS and Android
- QR code payment integration
- Instant bank transfers via Plaid
- Bill payment aggregation
- Push notifications for transactions
- 250,000 active users in 8 months
- $10M monthly transaction volume
- 4.5-star rating
- PCI-DSS Level 1 compliant
- $3M seed funding raised
- Partnership with 5 major retailers
Tech Stack: React Native, Node.js, MongoDB, Stripe, Plaid, AWS
TradeHub - Investment Platform
Challenge: Brokerage firm needed modern trading app with social features
Solution:- Native iOS/Android apps
- Real-time market data integration
- Social trading and copy trading
- Advanced charting and analytics
- Automated portfolio rebalancing
- 100,000 users in first year
- $500M assets under management
- 4.6-star rating
- SEC and FINRA compliant
- Featured in App Store Finance category
- 15,000 daily active traders
Tech Stack: Swift, Kotlin, Python, PostgreSQL, Redis, AWS, Real-time APIs
Why Choose Us for FinTech?
Deep Financial Domain Expertise
Security-First Approach
Regulatory Compliance Built-In
Scalable Architecture
Fast Time-to-Market
Development Process
1. Compliance Planning
Identify applicable regulations, security requirements, and compliance certifications needed for your market.
2. Security Architecture
Design security infrastructure including encryption, authentication, fraud detection, and secure data storage.
3. Secure Development
Follow secure coding practices with regular code reviews, security testing, and vulnerability assessments.
4. Compliance Testing
Rigorous testing against compliance standards including penetration testing and third-party security audits.
5. Regulatory Approval
Support for regulatory submissions, documentation, and certification processes.
6. Secure Deployment
Launch on compliant infrastructure with continuous monitoring, incident response, and regular security updates.
FinTech Features We Build
User Authentication & Identity
- Multi-factor authentication (MFA)
- Biometric login (Face ID, Touch ID)
- Identity verification (KYC)
- Document verification
- Liveness detection
- Device fingerprinting
Transaction Management
- Real-time payment processing
- Transaction history and statements
- Scheduled transactions
- Recurring payments
- Split transactions
- Transaction disputes
Account Management
- Multi-account support
- Account linking
- Balance inquiries
- Fund transfers
- Account statements
- Account alerts
Security & Fraud Prevention
- Real-time fraud detection
- Behavioral analytics
- Geolocation verification
- Velocity checks
- AML transaction monitoring
- Suspicious activity alerts
Financial Analytics
- Spending categorization
- Budget tracking
- Financial insights
- Cash flow forecasting
- Investment performance
- Credit score monitoring
Integrations & APIs
- Bank account aggregation (Plaid)
- Payment processing (Stripe)
- Credit bureau integrations
- Webhook event triggers
- Open banking APIs
- 3rd-party fintech integrations
let’s Work
together today!
We’re here to bring your creative visions to life.
